Rollover Instructions for Various Retirement Plans

Not seeing your plan type in the drop-down list? Don't sweat it. Below, you'll see a list of other common retirement plans, along with instructions to initiate a rollover into your ShareBuilder account. If you'd like additional help, feel free call us at 877-464-0292.

Retirement Plans and Rollover Instructions
Plan type Description Instructions for rolling over
Employee Stock Ownership Plan (ESOP) This is a retirement plan in which the company contributes its stock to the plan for the benefit of the company's employees. Just contact a Retirement Specialist (877-464-0292) to request a blank Rollover form. Assets may be rolled tax- deferred into a Traditional IRA, or if allowed by the plan, as a taxable direct rollover into a Roth IRA.
Individual 401(k) or Solo 401(k) These 401(k) plans are for owner-only businesses. Just select "401(k)" as your Transferring Account Type. Assets may be rolled tax-deferred into a Traditional IRA, or if allowed by the plan, as a taxable direct rollover into a Roth IRA.
KEOGH A plan in which the amount of contributions the employer makes are mandatory every year whether or not there are profits. Simply contact our Retirement Specialists (877-464-0292) to request a blank Rollover form. Assets may be rolled tax- deferred into a Traditional IRA, or if allowed by the plan, as a taxable direct rollover into a Roth IRA.
Money Purchase Pension Plan (MPPP) Formerly referred to as a Keogh, this plan makes the amount of contributions by the employer mandatory every year whether or not there are profits. Just contact our Retirement Specialists (877-464-0292) to request a blank Rollover form. Assets may be rolled tax-deferred into a Traditional IRA, or if allowed by the plan, as a taxable direct rollover into a Roth IRA.
Pension Plan or Defined Benefit Plan These plans provide employees with a pre-determined distribution in retirement. Simply contact our Retirement Specialists (877-464-0292) to request a blank Rollover form. Lump sum distributions may be rolled tax-deferred into a Traditional IRA, or if allowed by the plan, as a taxable direct rollover into a Roth IRA. Generally, pension plans do not allow regular payments to be rolled into an IRA.
Profit Sharing Plan (PSP) With these plans, employers contribute a discretionary amount to employees based on a pre-set formula. Start by selecting "401(k)" as your Transferring Account Type. Assets may be rolled tax-deferred into a Traditional IRA, or if allowed by the plan, as a taxable direct rollover into a Roth IRA.
Safe Harbor 401(k) This 401(k) plan requires the employer to make contributions. Select "401(k)" as your Transferring Account Type. Assets may be rolled tax-deferred into a Traditional IRA, or if allowed by the plan, as a taxable direct rollover into a Roth IRA.
SAR-SEP IRA This plan allows for employee and employer contributions. Simply select "Traditional IRA" as your Transferring Account Type. Assets must be transferred tax- deferred into a Traditional IRA.