Mutual Fund Past Performance Data: Performance data quoted represents past performance and does not guarantee future results. The investment return and principal value will fluctuate. Upon redemption, shares may be worth more or less than their original cost. The fund's current performance may be lower or higher than the performance data quoted. Recent historical performance data can be found on the fund family's website.

Mutual Fund Net Asset Value: The quotes represent the net asset value (NAV) of the fund and are updated once per market day, shortly after the market closes.

Lipper Leader Ratings: Lipper Leaders Ratings for Total Return reflect funds' historical total return performance relative to peers. Ratings for Consistent Return reflect funds' historical risk-adjusted returns relative to peers. Lipper ratings for Preservation are relative, rather than absolute. Ratings for Tax Efficiency reflect funds' historical ability to postpone taxable distributions. Ratings for Expense reflect funds' expense minimization relative to peers. Lipper Leader ratings DO NOT take into account the effects of sales charges. Ratings are based on an equalweighted average of percentile ranks for each measure over 3-, 5-, and 10-year periods (if applicable). For a complete list of the Lipper scores for each category, as well as an explanation of the methodology used to calculate them, you can visit http://www.lipperweb.com/research/leaders.asp.

Mutual Fund Prospectus: Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges and expenses. Please read the prospectus carefully before investing.

Mutual Fund Compensation: ShareBuilder receives compensation from fund companies participating in its no-load, no-transaction fee program for recordkeeping, shareholder and other administrative services. For additional information, please review our Mutual Fund Disclosure.

All quotes are delayed: NYSE and Amex - at least 20 minutes, NASDAQ - 15 minutes. Research Disclosure

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