Mutual Fund Past Performance Data: Performance data quoted represents past performance and does not guarantee future results. The investment return and principal value will fluctuate. Upon redemption, shares may be worth more or less than their original cost. The fund's current performance may be lower or higher than the performance data quoted. Recent historical performance data can be found on the fund family's website.

Lipper Leader Ratings: Lipper Leaders Ratings for Total Return reflect funds' historical total return performance relative to peers. Ratings for Consistent Return reflect funds' historical risk-adjusted returns relative to peers. Lipper ratings for Preservation are relative, rather than absolute. Ratings for Tax Efficiency reflect funds' historical ability to postpone taxable distributions. Ratings for Expense reflect funds' expense minimization relative to peers. Lipper Leader ratings DO NOT take into account the effects of sales charges. Ratings are based on an equalweighted average of percentile ranks for each measure over 3-, 5-, and 10-year periods (if applicable). For a complete list of the Lipper scores for each category, as well as an explanation of the methodology used to calculate them, you can visit http://www.lipperweb.com/research/leaders.asp.

Mutual Fund Prospectus: Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges and expenses. Please read the prospectus carefully before investing.

Mutual Fund Early Redemption Policy: ShareBuilder reserves the right to charge $49.95 on the redemption or exchange of shares of any no-load, no-transaction fee mutual fund that is held less than 90 days, excluding the ING Money Market Fund. This charge is in addition to any applicable charges or expenses addressed in the fund's prospectus.
Important information about ING Funds.

Mutual Fund Excessive Trading Policy: ShareBuilder has adopted an Excessive Trading Policy to respond to the demands of the mutual fund families - which make their funds available through ShareBuilder - to discourage market timing and excessive trading activity in mutual funds.

Mutual Fund Compensation: ShareBuilder receives compensation from fund companies participating in its no-load, no-transaction fee program for recordkeeping, shareholder and other administrative services. For additional information, please review our Mutual Fund Disclosure.

All quotes are delayed: NYSE and Amex - at least 20 minutes, NASDAQ - 15 minutes. Research Disclosure

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Securities products are offered by ShareBuilder Securities Corporation, a registered broker-dealer and Member FINRA/SIPC. ShareBuilder Securities Corporation is a subsidiary of ING Bank, fsb. Brokerage Financial Statement