ShareBuilder Margin Interest Rates1

Margin Loan Balance Basic Standard Advantage
Less than $10,000 9.00% 8.75% 8.50%
$10,000 - $50,000 8.00% 7.75% 7.50%
$50,001 - $250,000 7.00% 6.75% 6.50%
$250,001 and over 6.00% 5.75% 5.50%

1 - A discount of 0.25% and 0.50% is applied to accounts subscribed to the Standard or Advantage Pricing Program, respectively, compared to accounts subscribed to the Basic program.

Margin interest rates effective 03/18/2008. Rates are subject to change without notice and are applicable to your daily margin loan balance.