ShareBuilder Margin Interest Rates1

Margin Loan Balance Basic Standard Advantage
Less than $10,000 6.50% 6.25% 6.00%
$10,000 - $50,000 6.50% 6.25% 6.00%
$50,001 - $250,000 5.50% 5.25% 5.00%
$250,001 and over 4.50% 4.25% 4.00%

1 - A discount of 0.25% and 0.50% is applied to accounts subscribed to the Standard or Advantage Pricing Program, respectively, compared to accounts subscribed to the Basic program.

Margin interest rates effective 06/22/2009. Rates are subject to change without notice and are applicable to your daily margin loan balance.