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Pricing & Rates

ShareBuilder Margin Interest Rates¹

The below rates are set by ING DIRECT Investing with consideration to commercially recognized interest rates, industry conditions relating to the extension of credit, and the competitive marketplace.

Margin Loan Balance	Basic	Advantage
Less than $10,000	7.70%	7.20%
$10,000 - $50,000	7.70%	7.20%
$50,001 - $250,000	6.70%	6.20%
$250,001 and over	4.70%	4.20%

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¹ A discount of 0.50% is applied to accounts subscribed to the Advantage Pricing Program, compared to accounts subscribed to the Basic program.

Margin interest rates effective 04/23/2012. Rates are subject to change without notice and are applicable to your daily margin loan balance.

Margin trading involves risks and is not suitable for all investors. Before trading securities on margin, you should carefully read our Margin Account Agreement.

ShareBuilder is a service of ING DIRECT Investing, Inc. Securities products are offered by ING DIRECT Investing, Inc., a registered broker-dealer and Member FINRA/SIPC. ING DIRECT Investing, Inc., is a subsidiary of ING Bank, fsb. Brokerage Financial Statement

ING Bank, fsb, and its subsidiaries, including ShareBuilder Corporation, have been acquired by Capital One Financial Corporation and are no longer affiliated with ING Groep N.V. ("ING"). The trademarks ING, ING DIRECT, ING Lion, and the ING Lion logo, alone or as a part of any trademark, logo, work, or domain name, are trademarks of ING and are used by permission.

Securities products are: Not FDIC insured · Not bank guaranteed · May lose value

SIPC

Pricing & Rates

ShareBuilder Margin Interest Rates1

ShareBuilder Margin Interest Rates¹